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 April 28, 2017  
 Departments G-PMagistrate CourtGarnishments   
Contact Information

Physical/ Mailing Address:
700 N. Pine Street, Suite 250
Springfield, GA  31329


Contact Information:
Office: 912-754-2124
Fax: 912-754-4893


Hours of Operation:
Monday - Friday
8:00am - 5:00pm

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Civil Division

Garnishments

Definition
Is one method that many businesses use to collect monies that are owed to them. Though garnishments are mainly sought after from businesses, citizens may also file a garnishment against another citizen. (NOTE: Garnishments may be filed only after a judgment has been obtained against the debtor.)

Jurisdiction
The Magistrate Court has jurisdiction to handle garnishments where the value judgment is $15,000 or less. 

Venue
Is appropriate in the county where the garnishee (employer or bank) is located.

Filing Fee
The filing fee is $95 for one defendant and $50 for each additional defendant per case.  If you have a 
private processor serving the papers, the filing fee is then $45.  Checks should be made payable to Magistrate Court.

Procedures for Filing Garnishments
The Clerk of Magistrate Court provides forms required for filing and serving of Continuing Garnishment (Wages) or Regular Garnishment (Bank).  An applicant may appear in person in the office of the Clerk of Magistrate Court at (700 N. Pine Street, Suite 250 – Springfield, GA) and the clerk will assist in the filing of the paperwork.  An out of county resident who would prefer to have the forms mailed, may fill the forms out completely and mail the forms along with the filing fee.  All forms mailed must be completely filled out and properly signed and notarized.

In order to file a garnishment in the Magistrate Court of Effingham County, you must have a certified copy of the judgment upon which you are filing.

Answer
A business which has been served with a garnishment affidavit has 30 days to file an answer.  If an answer is not filed within 30 days the garnishee (employer or bank) will be in default. All answers must be received in our office by 5:00 on the 30th day after service.  For instructions on how to answer a garnishment,
click here.

Default
If an answer is not filed within 30 days, the garnishee is in default and the plaintiff may 
file a default against the garnishee (employer or bank).  

Dismissal of Garnishments 

Georgia Garnishment Exemptions - Senate Bill 255

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